Life Insurance Consulting & Second Opinions

Do you wish that you could hire an objective expert in life insurance, estate planning, income taxes and finance to act as a consultant on a fee only basis?

Sometimes you are dealing with a complicated life insurance transaction such as premium financing or a split-dollar arrangement. You are looking for an expert to evaluate the efficacy and utility of the transaction. There are few people that can do that.

If you are considering a sophisticated strategy using life insurance would you like someone expert in the area to serve as a guide and resource?

When you are doing a comprehensive estate or financial plan for a client would you like to have someone on your team knowledgeable in life insurance, estate planning, income taxes and finance?

If you come across a time when you need such an expert and want the unbiased opinion that a very knowledgeable fee for service professional can provide, think of me. In addition to my other credentials, my experience as a successful expert witness demonstrates my ability to do so under fire.

Where do you turn for help?

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“Prepare for the Options – Three big events affected life insurance in 2016” – Trusts & Estates, January 2017“Tax Court Decision Affirms Beneficial Split-Dollar Transactions” (with Martin Shenkman) – The CPA Journal, August 2016“Lee Slavutin & Richard Harris on Intergenerational Split Dollar: What Can We Learn from Morrissette, Levine and Neff?” – Steve Leimberg’s Estate Planning Newsletter, #2443 August 9, 2016“Tax Court Rules Intergenerational Split-Dollar Arrangement is Covered by Split-Dollar Regulations 1.61-22” – AALU Washington Report, May 10, 2016“Intergenerational Economic Benefit Split-Dollar Transaction Passes Crucial Test in Tax Court” (with Espen Robak) – Wealth Strategies Journal, April 20, 2016“Irrevocable Life Insurance Trust Bank” – WealthManagement.com, April 26, 2016“No-Gift Irrevocable Life Insurance Trust Funding” WealthManagement.com – Trusts & Estates, March 18, 2016“New Actuarial Guidelines Issued in 2015 – They level the playing field for equity indexed universal life illustrations” – Trusts & Estates, January 2016“Using Loans to Finance Life Insurance Premiums” (with Rebecca Ryan) – Trusts & Estates, April 2015“It’s All About Income Tax – Private Placement Life and Annuities in a new tax environment” – Trusts & Estates, January 2015“Life Insurance as an Asset and a Hedge Parts 1 and 2” – Elite Advisor Expert Team Report, January 10 and January 14, 2014“Freeze, Arbitrage and Discounts” Elite Advisor Expert Team Report, March 28, 2013“The Split-Dollar Legacy Trust” (with Martin Shenkman and Lawrence Brody) – Trusts & Estates, August 2012“Substituting a Life Insurance Policy in an Irrevocable Trust” Trusts & Estates, April 2012“Borrowing to Finance Life Insurance Premiums – What Professionals Need to Know” – Wealth Strategies Journal, Sept. 14, 2011“Richard Harris: Life Insurance Premium Financing Gone Bad, a Cautionary Tale” Steve Leimberg’s Estate Planning Newsletter, Sept. 1, 2011“Hedging Your Bets – Using life insurance assets to stabilize an investment portfolio” – Trusts & Estates, January 2011“Understanding Split-Dollar Life Insurance” Three-Part Series (with Lawrence Brody and Martin Shenkman) – Journal of Practical Estate Planning, beginning April/May 2010“Split-Dollar Loan to Grantor Irrevocable Life Insurance Trust” – Estate Planning, December 2009Split-Dollar Insurance and Closely Held Business” (with Lawrence Brody and Martin Shenkman) – American Bar Association e report, October 2009“Life Insurance and Wealth Management: A Perfect Combination for the Ultra-Affluent” Journal of Wealth Management, Spring 2009“The Problems with Private Placement Life Insurance” – Trusts & Estates, May 2004“Q&A on Valuation of Life Insurance Regulations” – Steve Leimberg’s Employee Benefits and Retirement Planning Newsletter, March 29,2004, 2004