With 45-years experience, credentials, articles, speaking engagements and accomplishments Richard is sought out and respected by estate planning, life insurance and litigation professionals for assistance in all matters pertaining to life insurance.
Consulting and Testifying Expert Witness
Litigation support as a consulting and testifying expert witness
Life Insurance Products
Strategies using life insurance including:
- Split-Dollar arrangements
- Premium financing arrangements
- Private placement products
Uses of life insurance including:
- Estate, gift and generation-skipping
- Income tax deferral or elimination
- Business continuation
- Cross-border situations
Death & Life Insurance
Optimizing life insurance portfolios to:
- Make them consistent with current planning and goals
- Making sure that current policies are priced properly, performing well, and are with viable insurance companies
- The return for premiums paid is optimized to suit the individual insured
“For the straight story about what’s going on in the insurance industry, I call Richard Harris. He’s extremely smart, no-nonsense and well trusted.”
“Depth and breadth of experience is critical to litigation support in a specialized field like life insurance. Richard’s knowledge and sophisticated understanding of insurance as a business and in policy valuation has been a unique resource.”
“Richard has demonstrated creative ways of using life insurance for estate planning strategies and is a trusted professional who I can recommend to my clients.”
Richard is one of the most creative and innovative insurance planners in the industry. He thinks out of the box and relishes finding creative solutions to unusual problems, and simpler or more efficient solutions to more common problems. Just as valuable, his personal concern for his clients is unmatched.
