Richard L. Harris

RICHARD L. HARRIS specializes in life insurance sales and consulting for high-net-worth individuals and their advisors. For over four decades, he has been a trusted expert for accountants, attorneys and trust officers. He holds the professional designations of Chartered Life Underwriter and Accredited Estate Planner. Known for timely insights and innovative ideas in designing and implementing life insurance solutions, he is often consulted on fixing or improving problematic insurance programs.

Richard has written extensively on sophisticated life insurance strategies, estate planning and insurance law for, among others, Trusts & Estates, Estate Planning, AALU Washington Report, Steve Leimberg’s Newsletters, Journal of Practical Estate Planning, and Wealth Strategies Journal. He is the co-author of three books.

One way to learn about a person is to see what he’s accomplished. The positions he’s been entrusted with:

  • Chair, Insurance Committee and Member, Editorial Advisory Board Trusts & Estates
  • Member, Committee on Insurance and Financial Planning, Real Property Trusts & Estates Section, American Bar Association
  • Editorial Advisory Board Wealth Strategies Journal
  • Professional Expert, WR Newswire An AALU Washington Report
  • Advisory Board Member, HighCap Financial
  • Member, Expert Team, Elite Advisor Report
  • Board Member, New York City Society of Financial Service Professionals
  • Board Member, Northern New Jersey Society of Financial Service Professionals

The organizations to which he belongs:

  • American Bar Association, Real Property Trusts & Estates Section
  • Association for Advanced Life Underwriting (AALU)
  • Yale Insurance Group (The oldest continuous study group in the country)
  • Estate Planning Section of the American College
  • Society of Financial Service Professionals
  • New York City and Bergen County, NJ Estate Planning Councils
  • Society of Trust and Estates Practitioners (STEP)
  • Forensic Expert Witness Association
  • National Association of Estate Planning Councils
  • Purposeful Planning Institute
  • HighCap Financial
  • Tax Planning Opportunities Group

Educational accomplishments:

  • BA, Long Island University, majored in Literature and Accounting, minored in Economics
  • Chartered Life Underwriter (CLU)
  • Accredited Estate Planner (AEP)
  • Registered Trust and Estate Practitioner (TEP)

Richard has been in the life insurance business since 1970. He is married to Paula and lives in Montclair, NJ. They have five children and eight grandsons. (Can someone loan us a granddaughter?)