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Richard L. Harris is a
life insurance fee-only
consultant, expert witness
and broker

With 45-years experience, credentials, articles, speaking engagements and accomplishments Richard is sought out and respected by estate planning, life insurance and litigation professionals for assistance in all matters pertaining to life insurance.

Consulting and Testifying Expert Witness

Litigation support as a consulting and testifying expert witness

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Life Insurance Products

Strategies using life insurance including:

  • Split-Dollar arrangements
  • Premium financing arrangements
  • Private placement products

Uses of life insurance including:

  • Estate, gift and generation-skipping
  • Income tax deferral or elimination
  • Business continuation
  • Cross-border situations
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Death & Life Insurance

Optimizing life insurance portfolios to:

  • Make them consistent with current planning and goals
  • Making sure that current policies are priced properly, performing well, and are with viable insurance companies
  • The return for premiums paid is optimized to suit the individual insured
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“For the straight story about what’s going on in the insurance industry, I call Richard Harris. He’s extremely smart, no-nonsense and well trusted.”
DEBORAH JACOBS, writer for Forbes and Bloomberg News, and author of “Estate Planning Smarts”
“Depth and breadth of experience is critical to litigation support in a specialized field like life insurance. Richard’s knowledge and sophisticated understanding of insurance as a business and in policy valuation has been a unique resource.”
JOSHUA GOLD, Anderson Kill & Olick – NY
“Richard has demonstrated creative ways of using life insurance for estate planning strategies and is a trusted professional who I can recommend to my clients.”
GIDEON ROTHSCHILD, Moses and Singer – NY
Richard is one of the most creative and innovative insurance planners in the industry. He thinks out of the box and relishes finding creative solutions to unusual problems, and simpler or more efficient solutions to more common problems. Just as valuable, his personal concern for his clients is unmatched.
Martin Shenkman, CPA, MBA, AEP, PFS, JD

Do you wish that you could hire an objective expert in life insurance, estate planning, income taxes and finance to act as a consultant on a fee only basis?

Contact Richard